November 13, 2024
AgencyWhy You Should Consider a Life Insurance Policy Outside of Your Employer
When people think of life insurance, the first option that often comes to mind is the policy provided by their employer. While employer-sponsored life insurance can be beneficial, relying on that coverage alone may not offer enough protection for your family or align with your long-term financial goals. Limited Coverage From Employer Plans One of […]
August 29, 2024
DRD InsurancePersonal Injury Vs. Personal Liability Coverage – What’s the Difference?
When it comes to insurance, understanding the nuances between different types of coverage is crucial. Two commonly confused terms are personal injury coverage and personal liability coverage. While they may sound similar, they serve distinct purposes and cover different scenarios. Personal Injury Coverage Personal injury coverage typically refers to insurance products providing financial protection against […]
June 25, 2024
AgencyHome Maintenance That Can Save You on Insurance
Homeowners insurance is essential for financially protecting your investment but can be costly. Luckily, there are ways to reduce premiums. Understanding how your home’s condition can impact insurance costs and implementing preventive measures can help keep your home in excellent shape while potentially reducing risk. The Impact of Home Condition on Insurance Premiums The condition […]
April 19, 2024
AgencyDo I Need Earthquake Insurance?
Earthquakes can wreak havoc on homes and communities in a matter of seconds. The devastation they leave behind can be not only emotionally and physically taxing but also financially burdensome. The question often arises in regions prone to seismic activity—do I need earthquake insurance? Does Homeowners Insurance Cover Earthquakes? Many homeowners mistakenly assume that their […]
March 25, 2024
DRD InsuranceInsurance for In-Home Businesses
In-home businesses, whether they involve freelance writing, consulting, crafting or any other endeavor, are not immune to unforeseen events that can disrupt operations and jeopardize financial stability. From property damage to liability claims, the risks faced by in-home businesses are diverse and potentially devastating. Therefore, having adequate insurance coverage is not just a prudent choice […]
December 29, 2023
DRD InsuranceHow Classic Car Insurance Works
For classic car enthusiasts, understanding how classic car insurance functions is crucial. This specialized form of insurance caters to the needs of classic, antique and vintage vehicles. DRD Insurance Agency in La Habra, California, can provide personalized classic car insurance quotes. What Auto Insurance Is Required in California? In California, as in most states, specific […]
October 24, 2023
DRD InsuranceWhat Does General Liability Insurance Cover for Small Businesses?
Running a small business can be rewarding, but it also comes with its fair share of risks and uncertainties. One of the ways small business owners can protect themselves and their enterprises is by investing in insurance. General liability insurance is a fundamental policy offering financial protection against various potential liabilities. What Is General Liability […]
August 11, 2023
DRD InsuranceHow an Independent Insurance Agent Can Help With Your Home Insurance
Using an independent insurance agent for your home insurance needs can be incredibly beneficial. From assessing your requirements and explaining coverage options to finding the best policies and offering ongoing support, these agents are valuable partners in securing the proper protection for your home. Contact DRD Insurance Agency in La Habra, California, to compare home […]
April 21, 2023
DRD InsuranceAdding a Teen Driver to Your Auto Insurance Policy
Learning to drive is an exciting time for a teenager but getting adequate auto insurance can be expensive. Adding your teen to your existing auto insurance policy is generally cheaper than getting them their own policy. The agents at Crume-Evans Insurance can assist you in learning about coverage options and adding your teen driver to […]
March 27, 2023
DRD InsuranceClassic Car Insurance
Classic cars and antique cars are unique vehicles. Like traditional cars, they are vulnerable to various unforeseen accidents, so insurance is essential. Classic car insurance can reduce out-of-pocket costs you may have to pay following a covered accident. Selecting a policy can be challenging, so knowing what’s included in your coverage is crucial. What Does […]