Personal Umbrella

If a claim or legal judgment exceeds the liability limits set by your existing policies (e.g., auto, home), you could face severe financial hardship. A personal umbrella insurance policy provides an additional layer of protection on top of your current coverages to keep you financially safe if the worst happens. What Is Personal Umbrella Insurance? […]

Umbrella insurance isn’t always the first choice for many individuals or business professionals, but it should not be overlooked. Many people don’t realize the value it can offer in everyday life. This type of insurance provides more coverage than a traditional auto, home or business insurance plan does. This makes it very valuable in cases […]

With coverage limits in the millions, umbrella insurance may seem a bit farfetched for the average Joe. But in fact, just one accident, no matter how unlikely, can end up with a price tag in that high range. How does that happen?  Let’s say a guest is at your house and is walking down the […]

What would it cost if someone sued you after they were hurt in your home? What if they demanded compensation because you accidently damaged their property? Most people don’t like to think about the financial ruin that might be brought by such encounters.  Under your homeowners insurance, you may have liability insurance available to help […]

You need to have liability insurance on many of your personal insurance policies. It is there to help you in case you ever cause harm to others. However, there is no guarantee that the costs you owe someone will stay within the limits of your policy. Still, you might be able to have additional help […]